Byron Financial is a private, independently managed asset management firm delivering comprehensive financial services to a select number of ultra-high net worth clients across the country.
Our veteran team creates innovative financial planning solutions tailored to help achieve each clients’ asset accumulation and preservation goals, while navigating families through the financial cycles of their lives.
WHO WE ARE
We are a “Family CFO.” Our passion is giving our clients financial confidence.
We are thoughtful and careful in listening to our client’s goals, lifestyles and what’s important to them.
We are there when our clients no longer are – continuing their wishes for their spouse, children,
grandchildren and charities.
We are experienced in the industry, which leads to innovative and creative asset management
solutions.
We are the ones our clients call first when thinking about a new home, a large purchase, gifting money, or have a question about tax or estate planning needs.
We are there for the highs and lows -sharing in the joy of our client’s children getting into their dream college, getting married or having a baby while also being there to assist with finding care for an aging parent or through the tragedy of losing a parent or spouse.
We are here to navigate through the process of selling the business they started from the ground up and are ready to reap the rewards of years of hard work.
HOW WE DIFFER
TEAM OF ADVISORS
Our entire staff, not just one advisor, work together to address the many diverse aspects of each client’s financial picture by providing planning in the areas of tax strategies, estate preservation, wealth transfer and asset management. We also collaborate with clients’ other advisors – CPAs, attorneys, brokers, bankers – to ensure a comprehensive level of planning.
EXPERIENCE
With more than 30 years in the financial industry, Byron Financial employs experienced team members who hold designations such as CFP, CPA, and Personal Financial Specialist, and all of whom have tenure in this industry.
SELECTIVE
Our focus is on ultra-high net worth clients with
first generation wealth. More than 76% of our client base has experienced a liquidity event, mostly the sale of a business, real estate or shares in a company. We have assisted several of these clients in advance and through the liquidation process, providing tax efficient strategies and valuable insight along the way.
TRANSPARENT
All client assets are held at two of the largest custodians
in the U.S. – Charles Schwab & Co. and TD Ameritrade. Our
firm does not custody money and invests in fully transparent, publicly traded mutual funds. We do not take discretion
over our client’s accounts, meaning all trades are approved by the client. This gives our clients assurance that their assets are safe.
DISCIPLINED
We pride ourselves on a disciplined and customized rebalancing strategy. This strategy is based on a systematic approach to rebalancing in conjunction with constant communication with our client’s to continually discuss their goals and cash flow needs. Typically, we are the first people our client’s call to discuss life events and financial planning needs.
INDEPENDENT
Byron Financial is an independent investment advisor owned by the management of the firm. As a fee-based asset manager, we do not invest funds in commission-based products, instead charging a fee based on the amount of assets under management. We offer low fees, costs and expenses that fully disclosed – no hidden internal fees or expenses. This allows us to be un-biased, focusing only on the needs of our clients.
BYRON
FINANCIAL
CORE VALUES
FAMILY FIRST
Our families, and the impact we have on our clients and their families, is what drives us everyday.
DETERMINED TO DELIVER
Our staff is comprised of motivated, highly capable, result orientated people who seek to deliver an exceptional, customized experience to our clients.
INTEGRITY
We are fiduciaries and resolve to always have our client’s best interest in mind. We are honest, forthright and do what is right. Our clients trust us because we adhere to our word.
ENCOURAGE TEAMWORK
Our team collaborates across disciplines, working as a team of advisors for the good of our clients. We value each other’s ideas and vision, building upon each person’s specialized experience as part of our comprehensive services.
CLIENT COMMITMENT
We are committed to understanding our client’s entire financial picture as well as their goals and working to these goals as if they were our own.
RESPECT EVERY INDIVIDUAL
We respect the dignity of every person. We value the unique background, experience and perspective of everyone we work with.
These materials have been independently produced by Byron Financial, LLC. Byron Financial, LLC is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. Byron Financial LLC provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.