Byron Financial LLC

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="left" valign="middle" colspan="3"> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b><font size=3 color=#800000>Welcome to</font></b> <br> <br>6100 Fairview Rd., Suite 1150 - We have moved suites! <br>Charlotte, NC 28210 <br>Phone: 704-442-4402 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email:  </td><td> <a href="mailto:nbrandon@byronfin.com"> nbrandon@byronfin.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <p align="center"><font size="2" face="Arial, helvetica, sans - serif"><img border="0" hspace="0" alt="" src="/files/16602/pichome~001.jpg" /></font></p> <p><strong> <table border="0" cellpadding="3"> <tbody> <tr> <td valign="top" width="33%"> <p><strong><font color="#800000" size="2" face="Arial, helvetica, sans - serif">About Us</font></strong></p> <p align="center"><font color="#000000" size="2" face="Arial, helvetica, sans - serif"><img border="0" hspace="0" alt="" width="113" height="73" src="/files/16602/HP_pict2.jpg" /></font></p> <p><font color="#000000" size="2" face="Arial, helvetica, sans - serif">Our company is built on a solid foundation of excellent client service and in-depth market knowledge.</font></p> <p><font color="#000000"><a href="section1.cfm"><font size="2" face="Arial, helvetica, sans - serif">Click here </font></a><font size="2" face="Arial, helvetica, sans - serif">to learn more about us.</font></font></p> </td> <td valign="top" width="33%"> <p><strong><font color="#800000" size="2" face="Arial, helvetica, sans - serif">Special Topics</font></strong></p> <p align="center"><font size="2" face="Arial, helvetica, sans - serif"><img border="0" hspace="0" alt="" width="113" height="73" src="/files/16602/HP_pict3.jpg" /></font></p> <ul> <li><font size="2" face="Arial, helvetica, sans - serif">Business Succession </font></li> <li><font size="2" face="Arial, helvetica, sans - serif">Executive Benefits </font></li> <li><font size="2" face="Arial, helvetica, sans - serif">Wealth Management</font></li> </ul> </td> <td valign="top" width="33%"> <p><strong><font color="#800000" size="2" face="Arial, helvetica, sans - serif">Become a Client</font></strong></p> <p align="center"><font size="2" face="Arial, helvetica, sans - serif"><img border="0" hspace="0" alt="" width="113" height="73" src="/files/16602/HP_pict4.jpg" /></font></p> <p><font size="2" face="Arial, helvetica, sans - serif">Becoming a client with us is as easy as it is rewarding.</font></p> <p><a href="contact_form.cfm"><font size="2" face="Arial, helvetica, sans - serif">Fill out </font></a><font size="2" face="Arial, helvetica, sans - serif">our Request More Info form and we'll contact you shortly. </font></p> </td> </tr> </tbody> </table> </strong></p> <p align="center"> </p> <p><font size="2" face="Arial, helvetica, sans - serif"><hr color="#800000" /> </font></p> <p style="text-align: center; margin: 0in 0in 0pt" align="center"><st1:street w:st="on"><st1:address w:st="on"><span style="font-family: arial; font-size: 7.5pt">6100 Fairview Road, Suite 1150</span></st1:address></st1:street></p> <p style="text-align: center; margin: 0in 0in 0pt" align="center"><st1:place w:st="on"><st1:city w:st="on"><span style="font-family: arial; font-size: 7.5pt">Charlotte</span></st1:city><span style="font-family: arial; font-size: 7.5pt">, <st1:state w:st="on">NC </st1:state><st1:postalcode w:st="on">28210</st1:postalcode></span></st1:place><br /> <span style="font-family: arial; font-size: 7.5pt">Phone: (704) 442-4402 Fax: (704) 442-4403 Email: nbrandon@byronfin.com</span></p> <p style="text-align: center" align="center"> </p> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/7/TA3_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/7/TA3_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/7/TA3_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=700" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Disability Income Insurance</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>How much Disability Income Insurance do you need?</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=131" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Savings Accumulation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the future value of your current savings.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=129" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">College Funding</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Use this calculator to estimate the cost of your child’s education, based on the variables you input.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=124" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Life Expectancy</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Knowing your likely life expectancy is an important factor in making long-term financial plans.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/7/TA3_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2657" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">On the Committees</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The closely watched "yield curve" has been fairly adept at signaling the onset of U.S. economic recessions. A yield curve inversion would seem to be a fairly straightforward method for ascertaining the direction of the economy, but more often than not it's not so simple.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2699" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">HOT TOPIC: The Federal Estate Tax Is Back and May Be Here to Stay</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> The estate tax has been reinstated after being allowed to lapse in 2010. The new estate tax provisions are the most generous in decades — but they are temporary. A far more stringent estate tax is slated to take effect after 2012. Fortunately, a properly structured trust may help some families reduce their potential exposure to the estate tax.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=3112" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">The Dynamics That Can Drive Inflation </font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios. </font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=2889" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Finding a Good Time to Invest</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <div class="flashBrandingElement" style="margin:3px 0 12px 4px;"> <object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="215" height="130"> <param name="movie" value="http://www.emeraldhost.net/files/movies/classic-b.swf" /> <param name="quality" value="high" /> <param name="wmode" value="transparent" /> <param name="allowscriptaccess" value="always" /> <embed src="http://www.emeraldhost.net/files/movies/classic-b.swf" wmode="transparent" quality="high" width="215" height="130" allowscriptaccess="always" /> </object> </div> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/7/TA3_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/7/TA3_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>January 28, 2012 @ 08:32 AM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>12,660.46</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 74.17</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,816.55</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 11.27</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 1,316.33</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 2.10</strong></font></td></tr> <tr><form action="http://www.emerald.idmanagedsolutions.com/stocks/quote?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/7/TA3_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/7/TA3_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/7/TA3_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/7/TA3_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/7/TA3_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr> <tr> <td width="211"> <a href="glossary.cfm" target="mondo"> <img src="/graphics/7/TA3_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/7/TA3_r13_c7.gif" width="211" height="14" border="0"></td> </tr> </table> </td> </tr> </table></div></body></html>